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Personal Financial Advisor

Financial Intelligence
AI for your money

Thrive is an AI-powered financial genius—designed to understand your unique financial profile and unlock the full potential of your money.

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Hi there,
Michael

Cash Flow Analysis

LIVE
Monthly Overview
April 2025
Income
$4,850
Expenses
$3,290
+$1,560
EXPENSE BREAKDOWN
Housing
$1,25038%
Transportation
$48015%
Food
$62019%
Utilities
$2808%
Cash Flow Insight
Your cash flow is positive this month. Consider allocating $500 to your investment account to reach your retirement goal faster.
Key Features

Plan with intelligent new tools. Every financial decision matters

Thrive draws on your personal financial context. Designed to understand your income, spending, investments, and goals to guide you through improving your financial health effortlessly.

Personalized Financial Advice

Our AI analyzes your finances to provide personalized advice and recommendations that evolve with your needs.

Personalized Goal Planning

Thrive helps you achieve your financial goals faster with personalized advice tailored to your lifestyle. Our Financial Advisor provides smart recommendations and adjusts your plan as your circumstances change.

  • Set personalized financial goals
  • Track progress with real-time updates
  • Get AI-powered recommendations
  • Achieve your goals faster

Home Purchase Goal

$48,500
saved of $100,000
48.5%
Financial Advisor Tip
Increasing your monthly contribution by $150 could help you reach your goal 8 months sooner.

Make AI Work For Your Money

Thrive helps you manage your finances so you can focus on living your best life.

Get started in minutes

Connect your accounts and let our AI analyze your financial landscape instantly.

Receive smart insights

Our AI identifies spending patterns and opportunities to optimize your finances.

Grow your wealth

Follow personalized recommendations to meet your financial goals faster.

Stay protected

Bank-level security ensures your data is always encrypted and private.

Smart Money Management

Our AI monitors your finances 24/7, identifying ways to save and opportunities to grow your wealth.

Your Financial Goals

Retirement80%
Home Purchase60%
Emergency Fund40%
AI Suggestion

Increasing your monthly investment by $200 could help you reach your retirement goal 3 years earlier.

Your Personal Financial Advisor

Chat with Financial Advisor anytime, get instant answers and personalized guidance for your specific financial situation.

Personalized Financial Analysis

Financial Advisor analyzes your complete financial picture to provide tailored advice based on your specific goals, risk tolerance, and financial situation.

Portfolio Analysis

Investment Planning

Retirement Planning

Tax Optimization

Debt Management

Goal-Based Planning

Thrive Financial Advisor
Always available to help
Hi there! I'm your Thrive Financial Advisor. How can I help you today?
I'm trying to save for retirement but I'm not sure how much I should be putting away each month.
I'd be happy to help with your retirement planning. Based on your current age and financial details, I recommend saving $840 per month to reach your retirement goal of $1.2M by age 65.
That seems like a lot. Is there a way I can start smaller and increase over time?
Absolutely! Starting with $500/month and increasing by 5% annually would also work well. I can create a personalized retirement savings plan that grows with your career progression.
Retirement Savings Growth Projection

AI Financial Audits

Our advanced AI analyzes your entire financial profile to uncover opportunities for savings, detect potential risks, and identify areas for optimization. Receive a comprehensive report with actionable insights tailored specifically to your financial situation.

  • Identify hidden fees and unnecessary expenses
  • Discover tax optimization opportunities
  • Detect potential fraud or security risks
  • Optimize your investment allocations

Financial Audit Report

Key Findings
  • Duplicate streaming subscriptions costing $24/month
  • Bank account fees higher than industry average
  • Emergency fund meets recommended threshold
  • Investment portfolio could be better diversified
Bank-level security

Connect Your Accounts Securely

We safely and securely connect your financial accounts to Thrive, without ever storing your login credentials.

Bank-level encryption

Your data is protected with 256-bit encryption and secure connections.

We never store credentials

Your bank login details are never stored on our servers.

Privacy

Thrive is designed to help protect your privacy at every step.

Connect Your Accounts

Select from your financial institutions below or search for more

Popular Banks

Chase
Bank of America
Wells Fargo
Citi

Credit Cards

American Express
Visa
Discover
Mastercard

Other Accounts

PayPal
Investment
Celebrate Your Progress

Financial Milestones Worth Celebrating

Achievements feel better when they're recognized. Thrive makes your financial wins more rewarding with fun celebrations.

Savings Goal Reached

$5,000

You've hit your emergency fund target! Financial security level up!

Debt Milestone

$10,000

You've paid off $10k in bad debt! Financial freedom is getting closer!

Investment Growth

+15%

Your investments have grown 15%! Your future self thanks you!

Celebrating milestones keeps you motivated and focused on your financial journey. Thrive recognizes your achievements and makes finance management enjoyable.

Testimonials

Trusted by a thriving financial community

See what our users are saying about how Thrive has transformed their financial lives.

"Thrive has completely changed my financial life. The insights from Financial Advisor helped me cut expenses I didn't realize were draining my accounts."

S

Sarah Johnson

Marketing Director

"After 6 months using Thrive, I've managed to start my emergency fund and invest consistently for the first time in my life."

M

Michael Chen

Software Engineer

"The personalized recommendations are spot on. It's like having Financial Advisor in my pocket, but at a fraction of the price."

E

Emma Rodriguez

Small Business Owner

Your Financial Command Center. In an app.

Choose the plan that's right for you.

BASIC

Financial Starter

Free
  • Personalized Financial Advice

  • Basic Budget Overview

  • Limited Financial Professional Sessions

  • Account Connectivity

  • 2 Free Financial Audits

  • Charts and Graphs

  • Recurring Transactions

Set up AI Financial Advisor with just the basics.

RECOMMENDED
PREMIUM

Financial Professional

$19.99/month
  • Everything from Financial Starter

  • Custom Budget Recommendations

  • Investment Strategy Guidance

  • Expense Analysis & Insights

  • Financial Goal Planning

  • Unlimited Monthly Financial Audits

  • Unlimited Financial Professional Sessions

Start your 30-day free trial today.

Can I cancel my subscription?

Yes, you can cancel anytime. Your subscription will continue until the end of your billing period.

Is my financial data secure?

We use enterprise-grade encryption to ensure your financial data is always protected and private.

How does Financial Professional work?

Our AI analyzes your finances, goals, and market conditions to provide personalized advice similar to what a human financial consultant would offer.

Is this a replacement for a human consultant?

Thrive provides many of the benefits of a human financial consultant at a fraction of the cost, making professional financial advice accessible to everyone.

The start of a new era for Personal Finance

What to Expect from Your Thrive Onboarding

Your onboarding session is a 1:1 call with a Thrive Personal Finance expert. It's 30 minutes long and will reduce your time managing your finances by 50%.

Reserve a video call

— at a time that suits you.

Share your goals and pain points

— we'll create the perfect setup.

Learn to use Thrive AI

— we'll quickly show you how to transform your finances.

Practice using Thrive

— learn tips and tricks to go even faster.

Keep improving after the call

— our white-glove service continues long after your onboarding!